08 Jul What To Do When Your Parents Kick You Off Their Car Insurance
So, You’re Off Your Parents’ Car Insurance… Now What?
Let’s be honest—we all dread the day we get that call from our parents:
“It’s time to get your own car insurance.”
One day, you’re cruising down the highway without a care in the world. The next? Bam—you’re hit with a reality check and a monthly premium. Cool, cool, no panic at all…
But don’t worry—we’ve got your back. Here’s how to make the switch as smooth as possible:
1. Shop Around for Quotes
Click Here to fill out an Auto Insurance Policy Quote Request form or give us a call at 480-636-7764. We’ll compare rates from a bunch of insurance carriers on your behalf—taking the stress off your shoulders and letting you know who’s offering the best deal.
2. Stack Up Those Discounts
There are so many ways to save—don’t miss out! Ask yourself:
- Taken a driver’s safety course?
- A student with a GPA of 3.0 or higher?
- Served in the U.S. Military or as a first responder?
- Need to bundle a Renters Insurance policy?
- Prefer paperless documents?
- Claim-free with no tickets?
- Want to set up automatic monthly payments?
- Pay in full?
All of these could get you a discount!
3. Keep Your Record Clean
Tickets, violations, and accidents can seriously raise your premium. Here’s a pro tip: Take traffic school if you get a ticket. It can keep that ticket from showing up on your insurance. Just paying the ticket might feel easier—but it’ll cost you more in the long run (up to three years of higher premiums).
So drive safe, drive smart, and drive defensively!
4. Choose the Right Coverage
If your parents have been handling your car insurance, you might not be sure what kind of coverage you need. That’s okay—we can walk you through your options and help you find the right fit based on your car, driving habits, and budget.
5. Never Let Your Coverage Lapse
Even a brief lapse in coverage can result in higher rates later. We can get you insured same day, or even set up your policy to start on a future date. (Bonus: that’s another way to save!)
6. Talk to Us!
You’re not alone—some of us over here just went through this ourselves. It’s not as scary as it sounds, promise. We’ll help you through every step of the process.
We’ve got you covered.
(See what I did there! 😉)
Taking this step might feel like a big deal—and honestly, it is. But it’s also a great move toward independence and responsibility. The good news? You don’t have to figure it all out alone. We, at Canyon Lands Insurance, are here to help you make smart choices, save money, and feel confident behind the wheel (and behind your policy). Ready when you are—just reach out! 🚗💬
